Why do I need travel insurance? – Blinctrip FAQs

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Why do I need travel insurance?

Unfortunate events such as baggage loss, passport loss, a medical emergency or an accident can affect your travel, whether for business or leisure. Travel Insurance protects you from such perils by ensuring that you are not left stranded in any kind of emergency.

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What is an ASP?In case medical treatment is required, is there any need for pre-approval before hospitalisation?What is Personal Effects and Baggage Loss?How do I know which clinics/hospitals are covered by ICICI and which are not?Where can I find out more about the policy coverage?Are there any exclusions to the policy?When does the cover begin and end?Are business travellers eligible to purchase a travel insurance policy?Can more than one policy be issued for the same trip?What is covered under 'Compassionate Visit'?What if I fail to produce the required documents?How can I avail health care services? Do you issue a card that enables treatment at select hospitals?Within how many days should the claim for insurance benefit be submitted?What is the process if we need to claim later?How does the reimbursement claim process work?How long does it take to receive the policy papers once I purchase a travel insurance policy online?Will I get a refund if I cancel my travel insurance policy?What if I change my travel dates? Will my travel insurance policy remain valid?

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